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Determining Your Financial Need

By "need" we mean the difference between what you and your family can afford to pay as established by the analysis of the FAFSA and the costs of the College.

In order to determine need, a student must complete a Free Application for Federal Student Aid (FAFSA). Once the College receives valid results of the FAFSA and the application procedure is complete, your need is determined by taking SJC’s tuition and fees minus the Expected Family Contribution (EFC) listed in your FAFSA. The resulting figure is the student’s estimated financial need.

Cost of Attendance - Expected Family Contribution (EFC) = Financial Need