Payment Information

There are a variety of ways to pay for your Saint Joseph's College education.


Payment by Credit Card

Credit card payments are accepted through CASHNet®.

Before visiting CASHNet, please be aware that:

  • To access CASHNet® SmartPay, you will need your seven-digit student ID number and a five-digit pin number. Your seven-digit student ID number is on your student ID card and also on your monthly billing form. You can receive your PIN Number by calling the Bursar's Office at 219-866-6145 or sending an e-mail to .
  • At this time, CASHNet® SmartPay accepts American Express, Mastercard, Discover, and Visa. You may also pay via electronic check.
  • You will be assessed a service charge for the convenience of making payments on the Web. The service charge for use of CASHNet® SmartPay is 2.9%. For payments in excess of $3,000.00, the service charge is 2.9% of the first $3,000.00, and 2.15% of the remainder of the amount.
  • CASHNet® SmartPay is an optional service for those customers who wish to enjoy the convenience of online payments. If you prefer not to pay the service charge, you are not required to use CASHNet® SmartPay. You may make your payment by mailing your check directly to Saint Joseph's College.

Note: CASHNet® SmartPay is operated by Informed Decisions Corp., a private company completely independent from Saint Joseph's College, which contracts with it to provide electronic payment services. CASHNet® SmartPay enables its users to pay with a credit card or an electronic check. The service charge is for the convenience of the payment method, the cost of the associated services, and for the development and ongoing operations of the CASHNet® SmartPay website and telephone services.

Visit the CASHNet® website.

CASHNet HigherOne
80 Swan Way
Oakland, CA 94621
Phone: 866.663.2228

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Explore the Core
  • Start Your Major Freshman Year

    Like Elementary Education major Brittany Cooper ’12, you start your major as soon as you walk in the door, so you will have four years of knowledge and experience in your field.You can even change your mind about your major and still graduate on time with lots of experience.

    Core and the major work in harmony to develop the cognitive skills requisite for success in a competitive, global society. Students better understand the forces that shape the future by exploring the past. They discuss contemporary events; analyze the impact of science on our understanding of humanity and the universe; and investigate diverse cultures and world civilizations. 

  • Mentorship

    Small colleges offer you personal attention; SJC professors, such as Communication Professors Fred and Sally Berger, do more for you—they serve as mentors. Studies show that having a mentor leads to success in your field. Alumni often tell us how their professors not only played a major role in their success, but also became lifelong friends.  If you are undecided about what to major in, we help you decide.

  • High Quality Academics

    In the Core Program, you will be inspired to debate, analyze, and solve problems. Discussion of culture and society, the modern world, and Christian Humanism are just a few highlights of the Program. New perspectives will be gained, your worldview will expand, and you will graduate from SJC as a well rounded, highly marketable person.

  • Leadership

    You get more deeply involved at SJC, so you get more meaningful experiences that prepare you for career and life. LaMichelle Sanders ’14, for example, has spent two summers helping Chinese study abroad students adapt to life in the U.S. and at SJC. If you want to start a club or activity that doesn’t exist, we encourage you to start one. At SJC, prepare yourself for what you want to do in life.

  • Real-life Skills

    Because of the skills you develop by having the Core Program interact with your major for four years in addition to internships, job shadowing, and service learning, you get hands-on experience in preparation for your career or graduate school. Students Hanna Kane ’14, Emily Baird ’15, and Alyssa Guarnaccia ’14 collect food in the SJC hoophouse to be distributed on campus. You will also get four years of analytical, writing, and speaking skills that will serve you well for the rest of your life.

  • Start Your Major Freshman Year

    Get a jump start on your career and have your resume ready to go at graduation.  

  • Mentorship

    Small colleges offer you personal attention; SJC professors do more for you—they serve as mentors.

  • High Quality Academics

    The Core Program is all about you and your role in the world.


  • Leadership

    You get more deeply involved at SJC, so you get more meaningful experiences that prepare you for career and life.

  • Real-life Skills

    Get real-life experience and become an excellent communicator.