Federal Programs

FAFSA is required for annual awards

Federal Pell Grant

  • $602 - $5,730
  • US citizen or eligible non-citizen
  • Documented financial need

Federal Supplemental Educational Opportunity Grant (SEOG)    

  • $100 - $4,000
  • Documented financial need

Federal Perkins Loan    

  • up to $4,000
  • Interest rate fixed at 5%
  • Repayment begins 9 months after graduation/termination of enrollment
  • Documented financial need

Federal Stafford Loan

Subsidized (need-based)
Unsubsidized (not need-based)   

  • First Year $5,500
  • Second Year $6,500
  • Third & Fourth Year $7,500 per year
  • Maximum fee of up to 4% deducted from loan proceeds
  • Meet federal eligibility requirements
  • Stafford interest loan rate is fixed at 3.86%
  • Federal government pays interest through grace period on subsidized loans
  • Repayment begins 6 months after graduation/termination of enrollment or dropping below half-time status
  • Transfers may receive deferment if enrolled as a half-time student
  • Normal repayment period is 10 years

Federal PLUS Loan

Loan program for parents who wish to borrow

  • Up to Cost of Attendance minus Financial Aid
  • Rate is fixed at 6.41%
  • Maximum fee of up to 4% deducted from loan proceeds
  • Repayment begins 45-60 days after loan is fully dispersed and normally takes 10 years

Federal Work Study

  • up to $1,500
  • Part-time employment on campus
  • The dollar figure awarded is not a guarantee, but a maximum amount you may earn
  • Income for such employment comes in the form of a paycheck every two weeks and is not used as a credit for academic year costs

 

Explore the Core
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  • Start Your Major Freshman Year

    Like Elementary Education major Brittany Cooper ’12, you start your major as soon as you walk in the door, so you will have four years of knowledge and experience in your field.You can even change your mind about your major and still graduate on time with lots of experience.

    Core and the major work in harmony to develop the cognitive skills requisite for success in a competitive, global society. Students better understand the forces that shape the future by exploring the past. They discuss contemporary events; analyze the impact of science on our understanding of humanity and the universe; and investigate diverse cultures and world civilizations. 

  • Mentorship

    Small colleges offer you personal attention; SJC professors, such as Communication Professors Fred and Sally Berger, do more for you—they serve as mentors. Studies show that having a mentor leads to success in your field. Alumni often tell us how their professors not only played a major role in their success, but also became lifelong friends.  If you are undecided about what to major in, we help you decide.

  • High Quality Academics

    In the Core Program, you will be inspired to debate, analyze, and solve problems. Discussion of culture and society, the modern world, and Christian Humanism are just a few highlights of the Program. New perspectives will be gained, your worldview will expand, and you will graduate from SJC as a well rounded, highly marketable person.

  • Leadership

    You get more deeply involved at SJC, so you get more meaningful experiences that prepare you for career and life. LaMichelle Sanders ’14, for example, has spent two summers helping Chinese study abroad students adapt to life in the U.S. and at SJC. If you want to start a club or activity that doesn’t exist, we encourage you to start one. At SJC, prepare yourself for what you want to do in life.

  • Real-life Skills

    Because of the skills you develop by having the Core Program interact with your major for four years in addition to internships, job shadowing, and service learning, you get hands-on experience in preparation for your career or graduate school. Students Hanna Kane ’14, Emily Baird ’15, and Alyssa Guarnaccia ’14 collect food in the SJC hoophouse to be distributed on campus. You will also get four years of analytical, writing, and speaking skills that will serve you well for the rest of your life.

  • Start Your Major Freshman Year

    Get a jump start on your career and have your resume ready to go at graduation.  

  • Mentorship

    Small colleges offer you personal attention; SJC professors do more for you—they serve as mentors.

  • High Quality Academics

    The Core Program is all about you and your role in the world.

     

  • Leadership

    You get more deeply involved at SJC, so you get more meaningful experiences that prepare you for career and life.

  • Real-life Skills

    Get real-life experience and become an excellent communicator.