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Benefits Summary

Following is a brief description of benefits for eligible employees of Saint Joseph's College. Contact Human Resources for complete benefit details. Actual plan documents may be obtained from Human Resources and will take priority over this summary.

Medical, Prescription, and Dental Plans

Combined Medical and Prescription Annual Deductible: $1500 single/ $3000 family per policy year (July—June) Network and non-network deductibles are combined.

Health Reimbursement Account (HRA) College funded HRA provides 1st dollar cost up to $750 for single, $1500 per family, per policy year for covered expenses that are applied to deductible. After HRA funds are exhausted, employee pays remaining deductible amount. After deductible is met, plan pays 100% of covered in-network medical/ Rx expenses. Covered non-network costs are paid by insurance at 70% after deductible.

Dental: Diagnostic and preventive services covered at 100% with no deductible. Basic restorative services are paid at 80% after a $50 individual calendar year deductible ($100 per family), and major restorative services are paid at 50% after the $50 deductible. The calendar year maximum benefit is $1500 per covered person.

Insurance Premiums: The College contributes 90% of the premium for employees who elect single medical/prescription and/or dental coverage. The College contributes based on salary for employees who elect family medical/prescription and/or dental coverage, are as follows:

Annual base salary over	$47,618	College pays 55%
Annual base salary over	$32,241	College pays 60%
Annual base salary over	$19,674	College pays 65%
Annual base salary of	$19,674 or less	College pays 70%

The employee's portion of medical/prescription and dental insurance premiums are paid through tax-deferred payroll reductions.

Waiver of Medical Coverage: The College will fund a $400 per calendar year medical spending account for employees who waive medical coverage under the College sponsored medical plan, and provide proof of coverage under another medical insurance plan. Employees who waive medical coverage may enroll in the College sponsored dental plan without forfeiting the $400 medical spending contribution from the College.

Tax-Deferred Medical/Dependent Care Spending Accounts (S-125)
College employees may tax-defer a portion of their pay into a Section 125 account for reimbursement of medical and/or dependent care expenses as allowed by the IRS.

TIAA-CREF Retirement Plan
After one-year of service, employees age 26 years and older are eligible for College contributions into a fully vested retirement account. Employees may begin voluntary tax-deferred contributions at any time.

Life, AD&D and Long Term Disability Insurance
The College provides at no cost to employees, Life/AD&D coverage equal to 1½ times annual base salary, and Long-Term Disability coverage that pays 60% of base salary if the employee is disabled more than 90 days.

Voluntary Life Insurance
Employees may purchase Voluntary Term Life Insurance with a guarantee issue amount of $100,000 for the employee, $50,000 for the spouse, and $10,000 for children (does not require evidence of insurability).

Paid Vacation, Holidays and Sick Days
Administrative employees earn 22 paid vacation days per year, plus 11 paid holidays and 6 paid sick days. Hourly employees earn 10 paid vacation days per year (increasing to 15 days beginning the 6th year and 20 days beginning the 11th year), plus 11 paid holidays, 6 paid sick days and 1 paid personal day.

Family Tuition Waiver
The College promotes continued education for its employees, their spouses, and unmarried dependent children by offering generous tuition waiver benefits. Please contact Human Resources for information about tuition waiver at SJC. Limited arrangements may also be available for tuition waiver at other institutions. Please contact Student Financial Services for more information about those opportunities.

Admission to Athletic & Cultural Events
Employees are invited to attend College athletic and cultural events free of charge.

Cafeteria
Employees may purchase meals in the “all-you-can-eat” cafeteria either daily or by pre-paying a 10-meal pass. One day each week employees may purchase lunch for only $1.00.

College Store Discounts
College employees receive a 15% discount on clothing and gift items purchased at the SJC Bookstore.

Credit Union
College employees and their families may join the Purdue Employees Federal Credit Union (PEFCU).

Direct Deposit
Direct payroll deposit will be made to the financial institution of your choice on payday (every other Friday). You may also elect to have one additional banking deduction (savings or checking) deposited each payday.

Recreation and Fitness Facilities
Employees may use the Lake Banet Park, and Hanson Recreation Center and Fitness Facility.

Robinson Memorial Library
Employees are encouraged to use the Robinson Memorial Library on campus.

Facility Rental Discount
SJC employees may rent facilities on campus (Ballroom, Recreation Center, classroom space, etc.) for personal use at a 75% discount.